Credit Analyst Job at Triple-S Steel, Houston, TX

  • Triple-S Steel
  • Houston, TX

Job Description

Overview Triple-S Steel is seeking an experienced Credit Analyst to join our team in Houston, TX. This role is responsible for evaluating customer creditworthiness, assessing financial risk, establishing appropriate credit limits, and managing collection activities while supporting the company's growth objectives.This position requires strong communication, analytical, and critical-thinking skills, along with the ability to effectively partner with Sales, Operations, and Finance to support sound credit decisions while balancing business objectives and risk management.About UsTriple‑S Steel is a family-owned steel service center with a growing national and global presence. For more than 65 years, we’ve built our reputation on strong relationships, dependable service, and a commitment to the people and communities we serve.We offer the strength and stability of an established industry leader while maintaining a collaborative and supportive work environment where colleagues can grow, make an impact, and build long-term careers.We offer a comprehensive benefits package, including:Medical, dental, and vision coverage401(k) with company matchPaid time off (PTO) and paid holidaysPaid parental leaveTuition reimbursementCompany-paid life and disability insuranceHSA/FSA options and Employee Assistance Program (EAP)Profit-sharing bonus eligibility Responsibilities Maintain credit/collections records in ERP systemValidate and approve sales tax exemptionsAnalyze credit and financial informationAssign credit limits within a set authority matrixMaintain sound Credit policy while respecting Sales goalsMultiple reviews of daily orders and approvalsCommunicate credit holds to Sales and CustomersOccasional customer visitsHeavy telephone and written communicationsEnforce terms of sale and take collection action as neededDeal with sensitive issues involving key accountsResolve disputes and deductionsPrepare documentation to perfect bond claims and lien rightsMake recommendations to credit managerPrepare AR portfolio risk analysis reportParticipate in credit industry group meetingsEfficiently manage multiple priorities and deadlines Qualifications Required ExperienceMinimum 5 years of commercial credit and collections experience.Experience working in a construction-related industry is required, including steel, concrete, HVAC, building materials, roofing, industrial distribution, construction supply, or similar industries serving contractors and construction companies.Experience evaluating customer creditworthiness and making credit recommendations.Strong analytical and problem-solving skills.Proficiency with Microsoft Office applications, particularly Excel and Outlook.Excellent written, verbal, and interpersonal communication skills.Preferred ExperienceBachelor's degree in Finance, Accounting, Business, or a related field.Experience analyzing financial statements, including calculation and evaluation of key financial ratios and performance indicators.Knowledge of construction lien laws, bond claims, creditor rights, and other credit protection tools.Experience managing accounts receivable portfolios and commercial collections.Experience working within an ERP system.Knowledge, Skills & AbilitiesAbility to analyze financial statements and identify credit-related risks and trends.Strong understanding of commercial credit principles and collection practices.Ability to balance sound credit decisions with business and sales objectives.Strong negotiation, conflict resolution, and customer relationship management skills.Ability to communicate effectively with customers, sales teams, management, and external partners.Strong organizational skills and attention to detail.Ability to prioritize multiple tasks and meet deadlines.Self-motivated, adaptable, and capable of working independently.Strong critical-thinking and decision-making skills.Additional DetailsWork location: Intsel Steel - 11310 West Little York Houston, TX 77041This position is 100% on-site.Schedule: Monday - Friday 8:00 AM - 5:00 PMFLSA Classification: ExemptJob SummaryLocation : Name: Intsel Steel- HoustonLocation : Address: 11310 West Little YorkLocation : City: HoustonLocation : Postal Code: 77041Job ID: 2026-6553Category: Accounting/Finance

Job Tags

For contractors, Work at office, Monday to Friday

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